Lease Purchase a Home in Asheville NC
See homes for lease purchase
We work with a specialist lease purchase team who can help you find the perfect home to fit your style and budget, currently servicing Buncombe and Henderson counties in North Carolina. Homes come in a variety of sizes, styles, locations and price points which begin at $150,000 and can go up to $1,000,000 or more.
Tell us what kind of lease purchase you would like here
Buyers
We assist buyers who have challenges with their credit or cannot qualify for a loan due to a variety of life circumstances.
- Credit repair issues-
- Bankruptcies
- Tax liens
- Judgments
- Collections
- Late payments
- Charge-offs
- Repos
- Short Sales
- Foreclosures
- Inaccurate information
- Past debt issues
- Divorce Bankruptcy
- Not enough money for a traditional down payment
Rent To Own Program in Asheville NC
Why Own Your Own Home?
There are many great reasons to own a home:
-
You’ll have a place that is yours!
You’ll own it, have a place to raise your children and become a part of your community. You can pass your home down to your children, and their children, creating security for generations to come. - You may pay less to own a home than you would to rent – and it’s yours at the end!
Homeownership can reduce the federal income taxes you pay. You can deduct the interest on your mortgage and property taxes you pay on your home on the tax returns you file each year. These tax savings partially reduce, or offset somewhat, the actual cost of owning your home. - Your monthly payments won’t ever go up if you choose a fixed-rate mortgage!
If you choose a mortgage with a fixed-interest rate (one that stays the same for the life of the loan, say 30 years), you'll pay the same mortgage payment each month for the entire 30 years of the loan. - You build a good nest egg!!
Owning a home is the single greatest source of financial security and independence for the majority of people who’ve taken this step. You can have it, too!
Tell us what kind of Asheville NC lease purchase you would like here
What is a Lease Option?
A Lease Option is similar to any type of “option”. It gives the Optionee the right or privilege to do something. In the case of a lease option, it allows the optionee the right to purchase a home at some pre-defined terms.
Benefits of Options for Buyers
Many buyers are individuals who have had some challenges in the past, i.e. bankruptcy, divorce, medical problems, lost job, etc. OR they might have a new job or haven’t saved enough of a down payment. When these types of situations happen to a person, it can be difficult to get a mortgage due to recent poor credit history or no credit history. This type of situation can be overcome with time. A lease option gives an individual time to repair or correct poor credit and time to create new credit.
Tell us what kind of lease purchase you would like here
How the program works
Lease Options are 12 Months in Length.
Here is an example of how it works:
123 Blue Street, Asheville, NC – Sales Price $175,000.00, Option fee $4,500.00 and a monthly Lease Rate of $1,275.00. The $4,500.00 Option Fee gives you the right to purchase 123 Blue Street for $175,000.00 within 12 months.
The $4,500.00 Option Fee is APPLIED BACK to the purchase price of the property at the time you get your mortgage.
On-time payments may be rewarded by giving you an additional rent credit for each month your lease payment is received by the 1st of the month. This could give you an additional lump sum to apply towards the purchase price of this home. However, if you decide not to purchase the home you would forfeit all of your option consideration: just like in any other type of ‘option’. Therefore, you need to be sure that you want AND can buy the home prior to signing the option agreements.
Here's How You Apply
- Complete our lease purchase home finder
- We will work with our lease purchase partners who will call you to begin the process
- Once the screening process is complete, and you are approved for the program, you will be set you up with a seasoned mortgage broker who works with the program and will walk you through the process of getting qualified for a mortgage.
- Once you find a home you like, The final paperwork is signed, you pay your option fee and receive the keys to your new home!
Interested in a home that is offered for Lease Purchase in Asheville NC? Not all homes listed as Asheville NC homes for sale necessarily note that they can be sold through the Asheville NC lease purchase process, however we can investigate that for you. There are also many properties that are directly listed as Asheville NC lease purchase homes which will be listed here. Call 828 210 1648. We will be happy to guide you through the process. More information about Asheville NC lease purchase, Asheville NC lease option to purchase homes - click on 'L' for lease.
Take a moment to fill out your lease purchase requirements
If you are interested in lease purchase because you feel you cannot get traditional financing at this time, consider a seller financed home, which will generally give you immediate home ownership with the seller financing the home instead of a bank.
Take a moment to fill out your lease purchase requirements
REMEMBER TO CLICK ON 'SAVE SEARCH FOR EMAIL NOTIFICATION' if you like this search. Our Smart Alert system will then automatically send you properties as they are added to the MLS that meet this criteria.
OWNER FINANCE/LEASE OPTION. Unique secluded condo just minutes from downtown Asheville. Open upscale modern layout with high ceilings and incredible views. Lower level has private entrance and could easily be converted to in law suite, private office, or rental. Master suite has private deck, Jacuzzi tub and Bidet. Fireplace has gas furnace logs.
Listing provided by Seller`s Resource Group.
Great location! This home is within 5 blocks of West Asheville eateries and nightlife! Close to grocery store. One level living including master on main. Open kitchen. Possible lease option - call for details.
Listing provided by Keller Williams Professionals.
BELOW APPRAISAL! Newer, 2-story townhome with community greenspace and creek. Beautiful hardwoods in living area and comfy carpeting in the bedrooms. Master suite offers double closets and double vanities. Live in the heart of it all with a convenient location close to shopping and dining, within a quick commute to major interstates, and halfway between Hendersonville and Asheville! Lease Purchase Option available
Listing provided by Keller Williams Professionals.
LEASE OPTION, Private upper level 2BR/2BA Condo on corner lot. Open floor plan including kitchen with Breakfast bar opening into great room. Newer HVAC, Berber carpet., Range, Dishwasher, Refrigerator and washer/dryer. Great walking paths while being Conveniently location to park, historic downtown, shopping, restaurants and hospital. All windows replaced with new glass.
Listing provided by Seller`s Resource Group.
Remodeled throughout! Flooring, paint, interior doors, bath fixtures/hardware, kitchen cabinets, counter tops, sinks, appliances, light fixtures. Multi-purpose 15x13 Sunroomhas walls of new windows, closet, htd/cld by heat pump. Wonderful location-easy walk or bike to town. Bright, sunny, & cheeful. Sorry, NO DOGS, indoor cats only. Owner finance/lease option possible!-HOA ALLOWS RENTALS!!!
Listing provided by Beverly Hanks & Assoc. Hendersonville.
Nice brick condominium near Park Ridge Hospital. 55+ community. New paint, flooring including hardwood in kitchen,dining and hallway, 2 large bdrms, galley kitchen with dining area, spacious living room, and relaxing deck. Includes 1 car garage. Nice parklike view toward stream. One of the best bargains in the county! Community Recreation room in lower level.Owner will lease or lease purchase.
Listing provided by Keller Williams - Hendersonville.
Copyright 2012 NCMMLS All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the WNC Regional MLS®. Real estate listings held by brokerage firms other than Patton Property Group are marked with the Internet Data Exchange logo and detailed information about them includes the name of the listing brokers.
Patton Property Group in Asheville | 86 Asheland Avenue, Asheville, NC 28801
Patton Property Group in Black Mountain |
115 Richardson Blvd,
Black Mountain, NC 28711
Office: 828 419 9121 | Fax: 480-393-5401 | Email: request@pattonpropertygroup.com
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