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Lease Purchase a Home in Asheville NC

See homes for lease purchase

We work with a specialist lease purchase team who can help you find the perfect home to fit your style and budget, currently servicing Buncombe and Henderson counties in North Carolina. Homes come in a variety of sizes, styles, locations and price points which begin at $150,000 and can go up to $1,000,000 or more.

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Buyers

We assist buyers who have challenges with their credit or cannot qualify for a loan due to a variety of life circumstances.

  • Credit repair issues-
    • Bankruptcies
    • Tax liens
    • Judgments
    • Collections
    • Late payments
    • Charge-offs
    • Repos
    • Short Sales
    • Foreclosures
    • Inaccurate information
  • Past debt issues
  • Divorce Bankruptcy
  • Not enough money for a traditional down payment

Rent To Own Program in Asheville NC

Why Own Your Own Home?
There are many great reasons to own a home:

  • You’ll have a place that is yours!
    You’ll own it, have a place to raise your children and become a part of your community. You can pass your home down to your children, and their children, creating security for generations to come.
  • You may pay less to own a home than you would to rent – and it’s yours at the end!
    Homeownership can reduce the federal income taxes you pay. You can deduct the interest on your mortgage and property taxes you pay on your home on the tax returns you file each year. These tax savings partially reduce, or offset somewhat, the actual cost of owning your home.
  • Your monthly payments won’t ever go up if you choose a fixed-rate mortgage!
    If you choose a mortgage with a fixed-interest rate (one that stays the same for the life of the loan, say 30 years), you'll pay the same mortgage payment each month for the entire 30 years of the loan.
  • You build a good nest egg!!
    Owning a home is the single greatest source of financial security and independence for the majority of people who’ve taken this step. You can have it, too!  

Tell us what kind of Asheville NC lease purchase you would like here

What is a Lease Option?
A Lease Option is similar to any type of “option”. It gives the Optionee the right or privilege to do something. In the case of a lease option, it allows the optionee the right to purchase a home at some pre-defined terms.

Benefits of Options for Buyers
Many buyers are individuals who have had some challenges in the past, i.e. bankruptcy, divorce, medical problems, lost job, etc. OR they might have a new job or haven’t saved enough of a down payment. When these types of situations happen to a person, it can be difficult to get a mortgage due to recent poor credit history or no credit history. This type of situation can be overcome with time. A lease option gives an individual time to repair or correct poor credit and time to create new credit.

Tell us what kind of lease purchase you would like here

How the program works
Lease Options are 12 Months in Length.

Here is an example of how it works:

 
123 Blue Street, Asheville, NC – Sales Price $175,000.00, Option fee $4,500.00 and a monthly Lease Rate of $1,275.00. The $4,500.00 Option Fee gives you the right to purchase 123 Blue Street for $175,000.00 within 12 months.

The $4,500.00 Option Fee is APPLIED BACK to the purchase price of the property at the time you get your mortgage.

On-time payments may be rewarded by giving you an additional rent credit for each month your lease payment is received by the 1st of the month. This could give you an additional lump sum to apply towards the purchase price of this home. However, if you decide not to purchase the home you would forfeit all of your option consideration: just like in any other type of ‘option’. Therefore, you need to be sure that you want AND can buy the home prior to signing the option agreements.

Here's How You Apply

  • Complete our lease purchase home finder
  • We will work with our lease purchase partners who will call you to begin the process
  • Once the screening process is complete, and you are approved for the program, you will be set you up with a seasoned mortgage broker who works with the program and will walk you through the process of getting qualified for a mortgage.
  • Once you find a home you like, The final paperwork is signed, you pay your option fee and receive the keys to your new home!

Interested in a home that is offered for Lease Purchase in Asheville NC?  Not all homes listed as Asheville NC homes for sale necessarily note that they can be sold through the Asheville NC lease purchase process, however we can investigate that for you. There are also many properties that are directly listed as Asheville NC lease purchase homes which will be listed here. Call 828 210 1648. We will be happy to guide you through the process. More information about Asheville NC lease purchase, Asheville NC lease option to purchase homes - click on 'L' for lease.

Take a moment to fill out your lease purchase requirements

If you are interested in lease purchase because you feel you cannot get traditional financing at this time, consider a seller financed home, which will generally give you immediate home ownership with the seller financing the home instead of a bank.

Take a moment to fill out your lease purchase requirements

REMEMBER TO CLICK ON 'SAVE SEARCH FOR EMAIL NOTIFICATION' if you like this search. Our Smart Alert system will then automatically send you properties as they are added to the MLS that meet this criteria.

See homes for lease purchase below the map

First Previous 1 - 5 Next Last
63 Solomon Road Leicester NC 28748

Leicester NC 63 Solomon Road

Price: $119,000

Est. Mortgage: $/month

Pending

MLS Number 563606

  • Residential SFR
  • Additional Status None
  • Bathroom 1
  • Square Feet 1120
  • Master Bedroom Level 1

Enjoy country living with only a short drive to town! On 1.12 acres this home boasts a large kitchen, generous cabinet space, family-sized bath with jet tub, metal roof, unfinished basement, dual pane windows, laundry on both levels, deck, front porch, & raised garden bed. Move-in ready! Purchase with the adjoining 0.8 acre lot for an additional $10, 000! Possible lease purchase.

Patton Property Group in Charleston
1180 Sam Rittenberg Blvd
Suite 105
Charleston SC, 29407
Office: 828-210-1648

Down Payment ResourceSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 3.98% last updated on 2014-10-30

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

168 Anderson Oaks Road Fletcher NC 28732

Fletcher NC 168 Anderson Oaks Road

Price: $1,199,000

Est. Mortgage: $/month

MLS Number 559136

  • Residential SFR
  • Additional Status Available for Lease
  • Property Style 2 Story w/basement
  • Junior High CANE CREEK
  • Bathroom 4

Exquisite magazine-featured Southern custom home in equestrian paradise. Only 10 minutes to Asheville. Quality construction, gorgeous finishes & plenty of privacy on 4 LEVEL acres (a rare find). Spacious rooms. Enjoy cooking in gourmet kitchen w/ 2 fridges, 2 dishwashers, gas stove, etc. Enjoy the outdoors year-round w/screened-in porch, water fall/pond, real stone exterior & walking trails. 5-car garage/workshop. Lease Purchase Option available.

Patton Property Group in Charleston
1180 Sam Rittenberg Blvd
Suite 105
Charleston SC, 29407
Office: 828-210-1648

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 3.98% last updated on 2014-10-30

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

152 Cove Loop Road Hendersonville NC 28739

Hendersonville NC 152 Cove Loop Road

Price: $180,000

Est. Mortgage: $/month

MLS Number 547217

  • Residential Condo
  • High School WEST HENDERSON
  • Elementary School ETOWAH
  • Junior High RUGBY
  • Bathroom 2

-MOTIVATED SELLER...Seller to pay Association Dues thru 2014 with full price offer! Lightly lived in, wonderfully maintained upper unit condo. Nice views, neutral through out, turn key, move in condition. New roof 2012, heat pump in 2007. Lease/lease option considered - furnished or not. Very private. Community Sewer $106/Qtr. New Water Heater 2013.

Patton Property Group in Charleston
1180 Sam Rittenberg Blvd
Suite 105
Charleston SC, 29407
Office: 828-210-1648

Down Payment ResourceSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 3.98% last updated on 2014-10-30

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

1932 White Tree Trail Arden NC 28704

Arden NC 1932 White Tree Trail

Price: $1,995,000

Est. Mortgage: $/month

MLS Number 540092

  • Residential SFR
  • Additional Status Other See Remarks
  • Property Style 2 Story
  • High School T C ROBERSON
  • Elementary School AVERY CREEK

Harmonizing w/ its natural surroundings, this home has all the bells & whistles one might expect. Granite countertops, gourmet kitchen with huge island, hrdwd flrs, hndcrftd millwork & doors, hndcrftd wrought iron railings, flr to ceiling fireplace in the great room, large master BR on main level ~ just some of the distinguished features of the Old World Charm. Outdoor terrace has a beautiful water feature & fire ring. Will consider Lease Option

Patton Property Group in Charleston
1180 Sam Rittenberg Blvd
Suite 105
Charleston SC, 29407
Office: 828-210-1648

Save FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 3.98% last updated on 2014-10-30

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

11 Hudson Street Asheville NC 28806

Asheville NC 11 Hudson Street

Price: $149,000

Est. Mortgage: $/month

MLS Number 512393

  • Residential SFR
  • Additional Status None
  • Property Style 1 Story, Ranch
  • High School ASHEVILLE
  • Bathroom 2

Great location! This home is within 5 blocks of West Asheville eateries and nightlife! Close to grocery store. One level living including master on main. Open kitchen. Possible lease option - call for details.

Listed by Keller Williams Professionals

Patton Property Group in Charleston
1180 Sam Rittenberg Blvd
Suite 105
Charleston SC, 29407
Office: 828-210-1648

Down Payment ResourceSave FavoriteSchedule A VisitAsk A QuestionMore Details

Price Down Payment Interest Rate Years
%

Est. Mortgage: $/month

Federal 30-year interest rate: 3.98% last updated on 2014-10-30

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

First Previous 1 - 5 Next Last

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Patton Property Group is providing the information on this web site for general guidance only. The information on this site does not constitute the provision of legal advice, tax advice, accounting services, investment advice, or professional consulting of any kind nor should it be construed as such. The information provided herein should not be used as a substitute for consultation with professional tax, accounting, legal, or other competent and qualified advisers. Before making any decision or taking any action on this information, you should consult a qualified professional adviser to whom you have provided all of the facts applicable to your particular situation or question. None of the tax or other information on this web site is intended to be used nor can it be used by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer. The information is provided "as is," with no assurance or guarantee of completeness, accuracy, or timeliness of the information, and without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability, and fitness for a particular purpose.